FREQUENTLY ASKED QUESTIONS
How does financing work?
Financing allows you to get your ATV, side-by-side, or other recreational vehicle without paying the full amount upfront. Instead, you make manageable monthly payments over time.
Our team works with multiple lenders across Canada to find the best approval and payment option for your situation.
What can I get financed?
We can help you finance:
ATVs & quads
Side-by-sides (UTVs)
Dirt bikes & motorcycles
Snowmobiles
Boats & other recreational vehicles
If you’re not sure — just apply and we’ll guide you.
Can I include accessories or warranties?
Yes. You can include accessories, extended warranties, and protection plans directly in your financing so everything is bundled into one simple monthly payment.
Will I get approved?
In most cases — yes.
We work with a wide range of lenders across Canada, which means we have options for:
Good credit
Bad credit
No credit
Self-employed applicants
Even if you’ve been declined elsewhere, we may still be able to help.
Does applying affect my credit score?
Submitting an application may involve a credit check, but our goal is to match you with the best option while minimizing unnecessary inquiries.
We’ll walk you through everything before moving forward.
How long does approval take?
Most applications are reviewed quickly — often within the same day.
In many cases, customers are pre-approved in as little as 30 minutes.
Do I need a down payment?
Not always.
Some approvals may require a down payment depending on:
Credit profile
Income
Vehicle type
We’ll go over all your options with you.
Can I finance with bad credit?
Yes.
We specialize in helping customers across all credit situations. Financing can also help rebuild your credit over time when payments are made consistently.
Do you work with dealers across Canada?
Yes — that’s one of our biggest advantages.
We’re not limited to one dealership. We work with a network of dealers across Canada to help you find the right unit and approval.
What happens after I apply?
Once you apply:
We review your application
Contact you with your options
Secure approval
Help you choose your unit
Arrange pickup or delivery
There’s no obligation to move forward.
READY TO GET STARTED?
Apply in minutes and see what you’re approved for — fast, simple, and no pressure.