WHAT ARE OUR FINANCING OPTIONS?

Financing at Canada Wide Powersports opens the door to acquiring your dream ATV, trailer, bike, side by side, boat or RV effortlessly. Instead of the need for a substantial upfront cash payment, we offer you the flexibility to finance your new vehicle with manageable monthly payments, simultaneously improving your credit score.

CAN I FINANCE A RECREATIONAL VEHICLE?

Absolutely! Whether you're eyeing a dirt bike, motorcycle, or any other exciting ride, we've got you covered. Our financing options extend to a wide range of recreational vehicles.

CAN I INCLUDE ACCESSORIES IN MY LOAN?

You're in control. Customize your loan by incorporating warranties and aftermarket accessories, ensuring your vehicle remains protected for the long haul, all while managing your budget efficiently.

HOW IS MY CREDIT SCORE EVALUATED?

Your credit score is a composite of various factors, resulting in a numerical value typically ranging from 300 to 900. A higher credit score signifies lower lending risk. These factors encompass:

  • The nature and amount of your outstanding debt

  • Timely or missed payments on your existing debt

  • The number and history of your accounts

  • Credit inquiries made on your profile

  • The presence of any liens or judgments

HOW IS MY LOAN PAYMENT CALCULATED?

Your monthly payment is determined by the:

  • Total amount financed

  • Loan duration

  • Annual percentage rate (APR)

WILL I BE APPROVED FOR A LOAN?

Chances are, you'll secure a power sport or marine loan approval, often with greater likelihood than an automotive loan. Key considerations include:

  • Vehicle or unit age and value

  • Employment history, including tenure

  • Your credit history (We welcome all credit profiles, and less-than-perfect credit may only affect your interest rate)

  • Down payment

WHY CHOOSE CANADA WIDE POWERSPORTS FOR FINANCING?

Our decade-long industry experience has forged strong relationships with our network of lenders. This positions us to secure competitive interest rates and exceptions that might be hard to obtain elsewhere. We work with lenders offering specialized programs, tailored to your unique credit situation. At Canada Wide Powersports, we believe everyone deserves a chance to finance, irrespective of their credit history.